Robert Kiyosaki

Robert Toru Kiyosaki (born April 8, 1947; age 64 years) is an American investor, businessman, author and motivational speaker. Kiyosaki became famous because he wrote a book called Rich Dad, Poor Dad. This book is part of a series of books and other material about the motivation. He has written 15 books which have cumulatively sold over 26 million units. Although he started publishing his book with a self-published, his books were later published by Warner Books, a division of Hachette Book Group USA, publisher of the book is very well known in the United States. At this time, his new book published by his publishing company that is "the Rich Dad Press imprint." Three of his book is Rich Dad Poor Dad, Rich Dad's CASHFLOW Quadrant and Rich Dad's Guide to Investing, have been 10 best-selling books on an ongoing basis in The Wall Street Journal, USA Today and the New York Times. The book Rich Kid Smart Kid was published in 2001, published with the intent to help parents finance their children devise. He has made three kinds of board game "Cashflow" following its software, both for children and adults. He also has a magnetic tape and compact disc for the series "Rich Dad" it. Besides, he also publishes a monthly newsletter.


Family

He is married to Kim Kiyosaki. Having a sister, Emi Kiyosaki, who became the Tibetan Buddhist nun and was known by the name Tenzin Kacho.
Teaching

Personal Life

A fourth-generation Japanese-American, Robert Kiyosaki was born and raised in Hawaii. He is the son of the late educator Ralph H. Kiyosaki (1919-1991). After graduating from Hilo High School, he entered the U.S. Merchant Marine Academy in New York, graduating in 1969 as a deck officer. He then served in the Marine Corps as a combat helicopter pilot during the Vietnam War, where he was awarded the Medal Air Force.
Kiyosaki left the Marine Corps in 1974 and got a job selling copiers for Xerox Corporation. In 1977, Kiyosaki started a company that introduced the wallet "surfer" made from nylon and Velcro for the first time to the market. The company is quite successful at first but eventually went bankrupt. At the beginning of the 1980s, Kiyosaki started a business licensed T-shirt for heavy metal rock band. Around 1996-1997 he launched CASHFLOW Technologies, Inc. which operates and has the trademark of Rich Dad (and Cashflow) brand.



A large part of Kiyosaki's teachings focus on generating passive income by way of investment opportunities, such as real estate and business, with the goal to be able to support yourself just from such investments. In line with this, Kiyosaki defines "assets" as things that generate cash inflow, such as rental property or business-and "liabilities" as things that use cash, such as houses, cars, and so on. Kiyosaki also argues that financial leverage (finance) is very important to be rich.


Kiyosaki stresses what he calls "financial literacy" as a means to gain wealth. He says that life skills are often best learned through experience and that there are important lessons not taught in school. He said that formal education, especially for those who want to be an employee or self-employed, and that this is an idea "of the Industrial Age." And according to Kiyosaki, in order to gain financial freedom, one must be a business owner or investor, in order to generate passive income.


Kiyosaki speaks often of what he calls "The Cashflow Quadrant," a conceptual tool that aims to describe how all the money in the world is obtained. Depicted in a diagram, this concept entails four groups, divided by two lines (one vertical and one horizontal). In each of the four groups there is a letter representing a way in which an individual may earn. The letter is as follows.


'E:' Employee or employees, civil servants - Work for someone else.

'S:' Self-employed or professional employees such as doctors, lawyers, accountants - Where a person has a skill level above the employee.

'B:' (Boss) The owner-led companies such as Big Business - Where a person has a "system" to make money, not a job to make money.

'I:' Investors - Invest or invest money in a field that generate greater income.


Books

Kiyosaki best known for  his book ,Rich Dad, Poor Dad, # 1New York Times bestseller. Kiyosaki followed with Rich Dad's CASHFLOW QuadrantdanRich Dad's Guide to Investing. He now has at least a dozen books have been published. A partial list of his books is included below.


Rich Dad, Poor Dad


Rich Dad, Poor Dad (Rich Dad, Poor Dad) is a book that discusses the financial problems faced by many people due to the erroneous teachings of their parents about finances, which is also experienced as a child and teenager. Fathers who teach financial literacy in this book called Poor Dad ("Poor Dad") and Father Rich ("Rich Dad"). Poor Dad Robert is meant by his own father that he compared to his father that he called Rich Dad. Robert's real father was a highly educated teacher who always insisted their children to attend school diligently in order to get good grades in school and secure employment in the future. In other words, poor dad advised him to be a high-income employees, but remain dependent on salary throughout his life. But unlike the Rich Dad's advice is not highly educated but taught her children to take risks to build businesses and become investors after they leave school. Both father is said to have great influence on his life is now, because the teachings Rich Dad, he could succeed in the financial field, and the influence of her father who was a renowned educator, lecturer Robert can be a lot of people about the economic education that he created . Rich Dad Poor Dad book is now translated in 35 languages.


Cashflow Quadrant: Rich Dad's Guide to Financial Freedom (2000)



Cashflow Quadrant is a personal finance and investing book written with Sharon Lechter, CPA as sekuelRich Dad, Poor Dad. In it, Kiyosaki discusses what he calls the cashflow quadrant: a box consisting of the letter "E", "S", "B", and "I." Cashflow quadrant itself is just an illustrative tool to show the difference between Employees, Self Employed / Small Business Owner, Business owner (not directly involved in daily operations), and Investors. Kiyosaki discusses the differences between concepts and ideas characteristic of each quadrant, particularly as they relate to passive income and tax advantages.


Rich Dad's Guide to Investing: What the Rich Invest in, That the Poor and the Middle Class Do Not! (2000)

Rich Dad's Guide to Investingmemberikan readers a road map to become the Ultimate Investor, the type of people who use other people's money to create investments that people want to buy it. While the first two books use broad strokes, this one goes into much more detail about actually implementing some of the strategies discussed.


Rich Kid, Smart Kid (2001)
Rich Kid, Smart Kidadalah retelling of Kiyosaki's views, dense and clarified to try and help parents better understand and teach their children key financial concepts. It includes a series of activities that can parents do with their children to make them aware of the property, finance and the various ways and places businesses make money.


Rich Dad's Prophecy (2002)
Rich Dad's Prophecymemprediksi that the market will experience economic collapse around 2016 when the oldest generation of Baby Boomers start cashing in their plan 401 (k). Individuals who have tabungandi in the scheme to the 401 (k) are planned this scheme will suffer because these retirement plans were not flexible and can not survive in a market that is declining bear market.


Why We Want You To Be Rich, co-written with Donald Trump (2007)
Why We Want You To Be Rich or Why We Want You To Be Rich is a book written by Robert Kiyosaki and Donald Trump. Encourage individuals to become financially literate in the coming era to combat the problems facing the United States, such as shrinkage of the middle class and the right mentality.


Other books

If You Want to Be Rich & Happy, Do not go to School (1992)
The Business School for People Who Like Helping People (2001) - endorses multi-level marketing.
Retire Young, Retire Rich (2001)
Rich Dad's The Business School (2003)
Who Took My Money (2004)
Rich Dad, Poor Dad for Teens (2004)
Before You Quit Your Job (2005)
Rich Dad's Escape from the Rat Race - Comic for children (2005)
Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money (2008)
Rich Dad's Conspiracy of the Rich: The 8 New Rules of Money (2009